New Business Ventures in Trucking – Learning about your Filing numbers with Roxanne Martinez

New Business Ventures in Trucking – Learning about your Filing numbers with Roxanne Martinez

Are you new to the trucking world or owning your own trucking company? I’d love to help you navigate the roadways to Long Haul and trucking options in the State of Florida, especially regarding your insurance.

The first step of getting into trucking in Florida, once you’ve obtained your hauling unit and CDL License is obtaining your USDOT (United States Department of Transportation) number, FMCSA (Federal Motor Carrier Safety Administration) number or both. You may be asking yourself, “Which is the one I need or do I need to acquire both?”

What is a USDOT number and why do I need it?

Businesses or sole proprietors that operate a commercial vehicle hauling cargo in state lines must be registered with the FMCSA and must have a USDOT Registry Number. It is the identification number used “when collecting and monitoring a company’s safety information acquired during audits, compliance reviews, crash investigations, and inspections” according to FMCSA.

What is a FMCSA number and why do I need it?

The big difference between the DOT number and the FMCSA is that the latter is for interstate commerce. Also, a business may need to register for more than one type of authority to support their planned operations such as but not limited to freight forwarder, passenger transportation, and Mexico-based carriers to operate in the US. The USDOT designation is free to those who successfully register for a FMCSA number.

First timers will begin the application process online on the Unified Registration System (URS). You will be provided a DOT number at the completion of the URS registration. You will be contacted after 30 days by FMCSA to validate information and correspond with you about the New Entrant safety program. Then you will be able to obtain your permanent DOT or FMCSA number.

What are my BOC-3 and Insurance filings?

You will also need to keep in mind additional requirements such as the Process Agent Designation, or BOC-3 form. The BOC-3 form will be e-filed by the processing agent on your behalf. A processing agent can be found near you on the FMCSA website. You can also find information about the required insurance outlined on the FMSCA’s website at Insurance Filing Requirements | FMCSA (dot.gov). The insurance company will electronically file with the FMSCA with your credentials satisfying the insurance requirement.

What is a New Entrant safety audit?

For the New Entrant Safety Assurance program, you can expect to be monitored during the initial 18-month period where you must demonstrate you can operate safely, maintain up-to-date records, conduct periodic inspections, and perform maintenance on CMVs. If pass you, you will be granted permanent authority.

How long will it take to get my FMCSA number?

The FMCSA takes approximately 4-6 weeks for processing the application. From the completion of the URS application, you will have 90 days to comply with the application requirements. If you do not comply with all the requirements, then you will have to pay the fees again to reapply.

How do I proceed with insurance once I’ve registered with the USDOT and/or FMCSA?

Once you’ve registered with these governing authorities, you’d want to complete your Commercial Auto Insurance with your required filings.

Typically these administrations require a minimum operating Liability of $750,000 if you’re crossing state lines. I’d be elated to discuss the intricacies of the insurance requirements with you as soon as you’re ready to take the next step to get on the road.

Roxanne Martinez, Insurance AgentMy name is Roxanne Martinez and I specialize in Commercial Auto Insurance coverage. I can be reached Monday – Friday from 10 am until 5 pm by calling 954-368-0060, x 9 or by email at roxanne@barefootins.com. I look forward to assisting your new trucking venture get on the road with all of your insurance needs: Commercial Auto coverage, Motor Carrier Cargo coverage, Bobtail, Physical Damage, driver’s Workers Comp and more! Contact me today for a free consultation.

Covering You and Your Vessel from Stern to Bow

Covering You and Your Vessel from Stern to Bow

As the weather starts to warm up so do the outboards, inboards and all other marine watercraft propulsion units that had been winterized for our “cold” season.  Florida boat owners know the drill and seek the thrill of that day the seasons begin to change and they get to put their vessel back into its natural environment, the water.

Before doing so there is always the proverbial checklist…dock lines accounted for, fenders, lifejackets, oil/fuel levels topped off, all pumps and wells in functioning order, electronics and navigational equipment turned on and inspected…and once everything is in ship shape the time has come to cast away and begin to enjoy life as a boat owner…or is it?

Ensuring that your boat is properly covered is often overlooked until the unexpected happens.  Even if you carry coverage on your vessel, is it sufficient to cover your loss and protect you and your loved ones?  What about all the new equipment you replaced in the “offseason” while the vessel was on the trailer or in storage…would that be covered in the event of a loss too?

These are all valid questions and concerns that many boatowners share, unfortunately.  We here at Barefoot Insurance Brokers of Florida want to alleviate these worries and provide comprehensive coverage for you and your family, on or off the water.  With Progressive’s Recreational Lines coverage, we can insure a vast array of vessels and personal watercraft throughout all of Florida!

With Progressive’s Boat/Personal Watercraft insurance, we can protect your vessel in the event physical damage occurs to it, other watercraft and/or other passengers as well as their resulting medical bills from more serious events.  In addition to these more traditional coverages, Progressive offers a variety of additional coverages to protect your marine investments and your loved ones:

  • Total loss replacement: Your insurer will reimburse you or replace your boat at the original amount you bought it for — regardless of what it’s worth now.
  • Trailer trip interruption: Covers expenses for food, lodging, and transportation if your trailer or tow vehicle breaks down more than 100 miles from home.
  • Replacement for personal items: Typically covers the cost to replace fishing equipment or any other personal property lost or stolen from your boat.

Let us help take away the stress of worrying about the extent of your insurance coverage and focus on what matters most – your safety and making memories with family and friends out on the water!

Before you hook up your trailer, have your boat pulled off the rack n’ placed in the water or untie those lines at the dock, be sure to give Casey Carroll a call at 321-218-3880 or text to 321-307-7970 to quote your coverage today!

Wherever your next adventure on the water leads you, be certain that Barefoot Insurance Brokers and Progressive Insurance has you covered, from stern to bow.

 

 

Casey Carroll is a Florida Property & Casualty Insurance Broker with Barefoot Insurance Brokers located at 1011 S Hopkins Ave in Titusville, Florida. With a lifetime of experience on the water, Casey can help you insure your personal watercraft, yachts, and marine charters throughout the State of Florida. Casey can be contacted at casey@barefootins.com via email.

Time to insure your Awesome RV!

Time to insure your Awesome RV!

 

Thinking about quitting your job and buying an RV and traveling the country?

If so, you’ll be delighted to know that RV insurance coverage is very affordable and comprehensive!

Our brokerage, Barefoot Insurance Brokers, offers RV coverage all over Florida through Progressive, Foremost and several surplus carriers. We can tailor the coverage to your needs: whether you’re financing your land-yacht or you own her outright.

A study commissioned by the RV Industry Association through the University of Michigan decided that approximately 10 million households in the United States now own RVs! The average owner spends 3-4 weeks in their RV each year.

We can offer several unique RV Insurance coverage features on your Florida RV insurance policy:

  • Total Loss Replacement offers the ability for us to replace your motorhome with a brand new one!
  • Replacement Cost for your Personal Effects inside your RV in the event of a loss
  • Emergency Expense coverage of up to $750 for transportation and hotel and meals if you’re on vacation and your RV becomes disabled away from your home.
  • Bodily Injury Liability Limits of up to $1 million in coverage

Whether you’re unhappy with the current cost of your RV insurance or you’re looking into a new RV Venture to start a life-long adventure, Barefoot Insurance Brokers can work with you to provide an excellent quote for your needs.

 

Call me today at 954-368-0060, x 2 or email me at allie@barefootins.com to discuss all of your insurance needs in Florida – Homeowner’s, auto insurance, motorcycle insurance, RV coverage and more. I’m a Mini Winnie girl, myself…and can’t wait to ride out in my own little RV one day.

 

 

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