Navigating insurance can seem like navigating rough waters, but we’re here to make it smooth sailing for you! Did you know that packaging your Marine Operator Legal Liability (MOLL) insurance with a standard General Liability Insurance can be simple and affordable?
Introducing Davina Kornegay, your trusted Independent Insurance Agent with Barefoot Insurance Brokers! Davina specializes in assisting clients in Coastal Indian River county, including Vero Beach, Sebastian, Satellite Beach, Patrick Shores, Indialantic, Cape Canaveral, and throughout Merritt Island with all insurance needs, including coverages for Marine Contractors and Marine Artisan Contractors.
Let Davina guide you through the process and help you find the right coverage tailored to your needs. Protect your business with confidence!
Contact Davina today to learn more and secure your coverage! Davina is best reached via email davina@barefootins.com or by call/text to 321-222-7965
A wax technician, like professionals in many service industries, could benefit from having professional liability insurance for several reasons:
1. Protection Against Claims: Professional liability insurance, often called errors and omissions (E&O) insurance, protects against claims of negligence or mistakes made by the technician. For a wax technician, this could include claims related to skin burns, allergic reactions, or improper waxing techniques.
2. Legal Costs: If a client files a lawsuit against the wax technician, the legal fees and court costs can be substantial. Professional liability insurance can help cover these expenses, saving the technician from potentially crippling financial burdens.
3. Peace of Mind: Knowing that they are covered by professional liability insurance can give wax technicians peace of mind. They can focus on providing quality services to their clients without constantly worrying about the possibility of a claim.
4. Business Reputation: In the event of a claim or lawsuit, having professional liability insurance can help protect the technician’s reputation. Clients may view insurance coverage as a sign of professionalism and responsibility, which can be beneficial for attracting and retaining clients.
5. Compliance with Requirements: In some jurisdictions or for certain certifications, professional liability insurance may be a requirement for practicing as a wax technician. Having the appropriate insurance coverage ensures compliance with legal and professional standards.
In summary, professional liability insurance is essential for wax technicians to protect themselves financially and legally from potential claims and lawsuits arising from the services they provide. It offers a safety net that can help them navigate challenges and maintain a successful business.
Contact Davina Kornegay today of Barefoot Insurance Brokers for more information on the suite of coverages available for your waxing salon. Davina can be reached by email at davina@barefootins.com or by phone 321-222-7965
To surrender your license plate to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) when you move out of Florida, you can follow these general steps:
Remove the Plate: Take off your license plate from your vehicle. Ensure that you keep the registration sticker, as you may need it for documentation. You’ll probably need to purchase insurance and plate your vehicle in your new home state before taking this step.
Visit an FLHSMV Office: Locate a nearby FLHSMV office or tax collector’s office. You can use the FLHSMV website or contact their customer service to find the nearest office. If you’re out of Florida already, the plate can be mailed. The address is: DHSMV Return Tags 2900 Apalachee Parkway Tallahassee, FL 32399
Surrender the Plate: Bring the removed license plate to the FLHSMV office. You may be required to complete a surrender form, which can be provided at the office.
Provide Documentation: Bring any required documentation, such as your driver’s license or identification, vehicle registration, and proof of insurance.
Pay Fees (if applicable): Check with the FLHSMV office to see if there are any surrender or processing fees. Some states may require a fee for surrendering license plates.
Obtain a Receipt: Once you have surrendered the license plate, make sure to obtain a receipt or confirmation that you have surrendered it. This can be useful for your records. If you’ve mailed the plate, mail it certified mail with a return receipt and access the FLHSMV servicing portal here to ensure that your driver’s license doesn’t suspend in Florida in about 45 days from mailing the plate. https://mydmvportal-flhsmv.my.site.com/
It’s always a good idea to check with the specific FLHSMV office you plan to visit or contact their customer service for any additional requirements or information specific to your situation. Keep in mind that the process may vary, and it’s essential to comply with Florida’s regulations regarding license plate surrender when moving out of the state. The Phone number for FLHSMV is 850-617-2000.
*Information was primarily obtained from flhsmv.gov
If you have specific insurance or car insurance related questions within the State of Florida or you’re looking for an indpendent auto insurance broker to provide you with auto insurance quotes when you’re new to Florida, please contact Allie Horblitt with Barefoot Insurance Brokers at 786-440-8242 or by email at allie@barefootins.com.
Roxanne Martinez, licensed insurance Broker with Barefoot Insurance Brokers is working with over 18 unique auto insurance carriers at present to bring you the most competitive pricing for the following Florida insurance products:
Automobile Insurance
Motorcycle Insurance
Antique/ Classic Auto
Commercial Auto
Heavy Truck Insurance
Boat, RV, and ATV Insurance
Renter’s Insurance
Condo Insurance
Homeowner’s Insurance
SR-22
FR-44
Owner’s & Non-owner’s policies
Contractor’s General Liability
Commercial Lines (Retail, Storefronts, Auto Repair Shops, Offices, etc.)
Life Insurance & Annuities
Personal Umbrellas
& More!
Most consumers are currently paying more than they’d like for their Florida insurance Products and I’m interested in helping you find a better value for your Florida insurance needs. I can also work with clients who don’t presently have Florida car insurance but are in immediate need for coverage—I can quote and bind auto insurance on the same day!
The market for insurance is always changing in Florida. Obtaining free quotes is a simple step in finding out whether there is money to be saved or at least become more knowledgeable about that type of insurance you’re purchasing for yourself.
For auto insurance, it might be useful to know how you plan on using your vehicle such as pleasure, commuting, or business use on the Florida Roadways. Especially with heavy trucks, which can carry an assortment of goods or services, it is always best to know exactly what it will be used for, your mileage radius from your home or business headquarters, and how often you’ll be visiting jobsites or new clients. This can be particularly important because it gives me, your insurance agent, a better idea of what carriers will underwrite your particular risk and offer you affordable coverage.
 Personal or Commercial auto insurance in Florida may be just a portion of the insurance coverage needed. I could also put you in direct contact with other insurance professionals within my office that can run commercial general liability or homeowner’s insurance quotes in Florida, even in the Coastal Regions of Miami, Fort Lauderdale, West Palm Beach, Hutchinson Island and Cocoa Beach.
Roxanne Martinez will strive to offer you the most competitively priced insurance options for your needs across the State of Florida. Call (954)368-0060, extension 9, text (954) 399-3349 or email me at roxanne@barefootins.com today to complete a NO OBLIGATION analysis of your current insurance policies and FREE QUOTES to save you some money on your Florida insurance coverages.
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