Contact Julia Dourvetakis, Commercial Insurance Agent
Julia Dourvetakis, licensed Property & Casualty Insurance Brokers, can assist you with your Commercial Insurance Package for your new, growing or profitizing Landscape business, specializing in Florida lawn carecompanies with 10-25 employees.
Insurance Solutions for Florida Landscapers, Lawn Care Specialists, Landscape Architects and Coastal Designers with or without prior insurance coverage.
Julia Dourvetakis, Commercial Lawn Care Insurance Specialist[/caption]For lawn care companies on Florida’s Treasure Coast—including areas like Vero Beach, Fort Pierce, Port St. Lucie, Hutchinson Island, Stuart, and surrounding towns—there are several insurance products that can provide essential protection, especially for those in the 10-25 employee range. Here’s a brief overview:
General Liability Insurance: Covers bodily injury, property damage, and completed operations that could arise from landscaping activities, equipment use, or accidental property damage at client sites.
Commercial Auto Insurance: Since lawn care companies rely on trucks and trailers to transport equipment, commercial auto insurance is essential for protecting vehicles, drivers, and third-party property in case of an accident.
Workers’ Compensation Insurance: Required for most companies with employees in Florida, this insurance covers medical costs and lost wages for employees injured on the job, which is particularly important given the physical demands of lawn care work.
Commercial Property Insurance: Protects office spaces, garages, tools, and equipment stored on the company premises against risks like fire, theft, or storm damage.
Equipment Breakdown Coverage: A specialized coverage that can cover repair or replacement costs if critical lawn care equipment (like mowers and trimmers) is damaged, helping to reduce downtime and revenue loss.
Inland Marine Insurance: Covers equipment while in transit or on-site, providing extra protection for valuable tools that aren’t covered under a standard property policy.
Umbrella Insurance: Offers additional liability coverage beyond the limits of standard policies like general liability and commercial auto, which is useful for high-risk jobs or large contracts that require higher liability limits.
Each policy type can be tailored to the specific needs of a lawn care business in this region, ensuring they have a well-rounded coverage plan to address both common and unexpected risks.
A licensed insurance broker with Barefoot Insurance Brokers of Florida can better help you understand what’s covered on your existing commercial insurance suite as well as help you find more affordable and efficient insurance products and solutions to scale and grow your business. We recommend that you reach out to Florida Commercial Insurance Specialist Julia Dourvetakis via call or text at 954-866-5723 this holiday season for helpful insurance insight, advice and quotes to protect and grow your landscaping and lawncare asset in 2025 and beyond.
Julia Dourvetakis can service your Commercial insurance needs across the State of Florida.
Davina Kornegay, licensed insurance Broker with Barefoot Insurance Brokers is working with over 18 unique auto insurance carriers at present to bring you the most competitive pricing for the following Florida insurance products:
Automobile Insurance
Motorcycle Insurance
Antique/ Classic Auto
Commercial Auto
Heavy Truck Insurance
Boat, RV, and ATV Insurance
Renter’s Insurance
Condo Insurance
Homeowner’s Insurance
SR-22
FR-44
Owner’s & Non-owner’s policies
Contractor’s General Liability
Commercial Lines (Retail, Storefronts, Auto Repair Shops, Offices, etc.)
Life Insurance & Annuities
Personal Umbrellas
AFLAC
& More!
Most consumers are currently paying more than they’d like for their Florida insurance Products and I’m interested in helping you find a better value for your Florida insurance needs. I can also work with clients who don’t presently have Florida car insurance but are in immediate need for coverage—I can quote and bind auto insurance on the same day!
The market for insurance is always changing in Florida. Obtaining free quotes is a simple step in finding out whether there is money to be saved or at least become more knowledgeable about that type of insurance you’re purchasing for yourself.
For auto insurance, it might be useful to know how you plan on using your vehicle such as pleasure, commuting, or business use on the Florida Roadways. Especially with heavy trucks, which can carry an assortment of goods or services, it is always best to know exactly what it will be used for, your mileage radius from your home or business headquarters, and how often you’ll be visiting jobsites or new clients. This can be particularly important because it gives me, your insurance agent, a better idea of what carriers will underwrite your particular risk and offer you affordable coverage.
Davina’s main coverage territories span all over Brevard County including Palm Bay, Melbourne, Titusville, Mims and the coastal areas including Merritt Island, Cocoa Beach and Indian Rocks Beach. Davina Kornegay is a licensed Property & Casualty Insurance Broker in Florida.
Davina Kornegay will strive to offer you the most competitively priced insurance options for your needs across the State of Florida. Call 321-218-3880 or text (321)222-7965 or email me at davina@barefootins.com today to complete a NO OBLIGATION analysis of your current insurance policies and FREE QUOTES to save you some money on your Florida insurance coverages.
Navigating insurance can seem like navigating rough waters, but we’re here to make it smooth sailing for you! Did you know that packaging your Marine Operator Legal Liability (MOLL) insurance with a standard General Liability Insurance can be simple and affordable?
Introducing Davina Kornegay, your trusted Independent Insurance Agent with Barefoot Insurance Brokers! Davina specializes in assisting clients in Coastal Indian River county, including Vero Beach, Sebastian, Satellite Beach, Patrick Shores, Indialantic, Cape Canaveral, and throughout Merritt Island with all insurance needs, including coverages for Marine Contractors and Marine Artisan Contractors.
Let Davina guide you through the process and help you find the right coverage tailored to your needs. Protect your business with confidence!
Contact Davina today to learn more and secure your coverage! Davina is best reached via email davina@barefootins.com or by call/text to 321-222-7965
A wax technician, like professionals in many service industries, could benefit from having professional liability insurance for several reasons:
1. Protection Against Claims: Professional liability insurance, often called errors and omissions (E&O) insurance, protects against claims of negligence or mistakes made by the technician. For a wax technician, this could include claims related to skin burns, allergic reactions, or improper waxing techniques.
2. Legal Costs: If a client files a lawsuit against the wax technician, the legal fees and court costs can be substantial. Professional liability insurance can help cover these expenses, saving the technician from potentially crippling financial burdens.
3. Peace of Mind: Knowing that they are covered by professional liability insurance can give wax technicians peace of mind. They can focus on providing quality services to their clients without constantly worrying about the possibility of a claim.
4. Business Reputation: In the event of a claim or lawsuit, having professional liability insurance can help protect the technician’s reputation. Clients may view insurance coverage as a sign of professionalism and responsibility, which can be beneficial for attracting and retaining clients.
5. Compliance with Requirements: In some jurisdictions or for certain certifications, professional liability insurance may be a requirement for practicing as a wax technician. Having the appropriate insurance coverage ensures compliance with legal and professional standards.
In summary, professional liability insurance is essential for wax technicians to protect themselves financially and legally from potential claims and lawsuits arising from the services they provide. It offers a safety net that can help them navigate challenges and maintain a successful business.
Contact Davina Kornegay today of Barefoot Insurance Brokers for more information on the suite of coverages available for your waxing salon. Davina can be reached by email at davina@barefootins.com or by phone 321-222-7965
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