Sanibel & Captiva Flood Insurance Guide
Flood Insurance for Coastal Homes in Southwest Florida
Flooding is one of the most significant risks for homeowners living on Sanibel and Captiva Islands. Even properties outside high-risk flood zones can experience flooding from heavy rainfall or storm surge. Did you know that 38% of floods occur in zones that are considered “low risk?”
Barefoot Insurance Brokers helps homeowners obtain reliable Florida flood insurance coverage at affordable prices throughout the state.
Flood Insurance Options
Homeowners may choose between:
• FEMA National Flood Insurance Program (NFIP) policies
• Private flood insurance with higher limits and additional coverage
Private flood insurance programs often provide higher building limits and coverage for additional living expenses, loss of use coverages and offer coverage in areas that the NFIP would otherwise exclude, like CBRA
Protecting Homes in Coastal Communities
Flood insurance is particularly important for homes located in:
• Gulf-front properties
• Canal communities
• Low-lying coastal areas
Work with Allie Horblitt
Florida insurance broker Allie Horblitt helps property owners compare flood insurance options to find the best protection for their homes.
Contact Barefoot Insurance Brokers today for a flood insurance quote.
About the Author
Alexandra “Allie” Horblitt is a Licensed Independent Insurance Agent with Barefoot Insurance Brokers., bringing over 14 years of industry experience to her clients. She specializes in marine artisan insurance, workers’ compensation including USL&H, general liability, and commercial auto coverage. Allie is licensed to sell commercial insurance products in Alabama, Florida, Georgia, Colorado, Indiana, Ohio, Texas and Virginia. To connect with Allie for customized coverage solutions, email her at allie@barefootins.com or call/text 786-440-8242