Cook with Caution
According to the U.S. Fire Administration, cooking is the leading cause of home fires.
To help prevent cooking fires, check out these tips
Commercial Insurance Package
Contact Julia Dourvetakis, Commercial Insurance Agent
Julia Dourvetakis, licensed Property & Casualty Insurance Brokers, can assist you with your Commercial Insurance Package for your new, growing or profitizing Landscape business, specializing in Florida lawn carecompanies with 10-25 employees.
Insurance Solutions for Florida Landscapers, Lawn Care Specialists, Landscape Architects and Coastal Designers with or without prior insurance coverage.
Julia Dourvetakis, Commercial Lawn Care Insurance Specialist[/caption]For lawn care companies on Florida’s Treasure Coast—including areas like Vero Beach, Fort Pierce, Port St. Lucie, Hutchinson Island, Stuart, and surrounding towns—there are several insurance products that can provide essential protection, especially for those in the 10-25 employee range. Here’s a brief overview:
General Liability Insurance: Covers bodily injury, property damage, and completed operations that could arise from landscaping activities, equipment use, or accidental property damage at client sites.
Commercial Auto Insurance: Since lawn care companies rely on trucks and trailers to transport equipment, commercial auto insurance is essential for protecting vehicles, drivers, and third-party property in case of an accident.
Workers’ Compensation Insurance: Required for most companies with employees in Florida, this insurance covers medical costs and lost wages for employees injured on the job, which is particularly important given the physical demands of lawn care work.
Commercial Property Insurance: Protects office spaces, garages, tools, and equipment stored on the company premises against risks like fire, theft, or storm damage.
Equipment Breakdown Coverage: A specialized coverage that can cover repair or replacement costs if critical lawn care equipment (like mowers and trimmers) is damaged, helping to reduce downtime and revenue loss.
Inland Marine Insurance: Covers equipment while in transit or on-site, providing extra protection for valuable tools that aren’t covered under a standard property policy.
Umbrella Insurance: Offers additional liability coverage beyond the limits of standard policies like general liability and commercial auto, which is useful for high-risk jobs or large contracts that require higher liability limits.
Each policy type can be tailored to the specific needs of a lawn care business in this region, ensuring they have a well-rounded coverage plan to address both common and unexpected risks.
A licensed insurance broker with Barefoot Insurance Brokers of Florida can better help you understand what’s covered on your existing commercial insurance suite as well as help you find more affordable and efficient insurance products and solutions to scale and grow your business. We recommend that you reach out to Florida Commercial Insurance Specialist Julia Dourvetakis via call or text at 954-866-5723 this holiday season for helpful insurance insight, advice and quotes to protect and grow your landscaping and lawncare asset in 2025 and beyond.
Julia Dourvetakis can service your Commercial insurance needs across the State of Florida.
Commercial Insurance Package
🛥️ Attention Marine Artisan Contractors! 🛥️
Navigating insurance can seem like navigating rough waters, but we’re here to make it smooth sailing for you! Did you know that packaging your Marine Operator Legal Liability (MOLL) insurance with a standard General Liability Insurance can be simple and affordable?
Introducing Davina Kornegay, your trusted Independent Insurance Agent with Barefoot Insurance Brokers! Davina specializes in assisting clients in Coastal Indian River county, including Vero Beach, Sebastian, Satellite Beach, Patrick Shores, Indialantic, Cape Canaveral, and throughout Merritt Island with all insurance needs, including coverages for Marine Contractors and Marine Artisan Contractors.
Let Davina guide you through the process and help you find the right coverage tailored to your needs. Protect your business with confidence! 
Contact Davina today to learn more and secure your coverage! Davina is best reached via email davina@barefootins.com or by call/text to 321-222-7965
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Grant Opportunity Available to Small Businesses closes 04/21 @ 6 pm EST
Covering You and Your Vessel from Stern to Bow
As the weather starts to warm up so do the outboards, inboards and all other marine watercraft propulsion units that had been winterized for our “cold” season. Florida boat owners know the drill and seek the thrill of that day the seasons begin to change and they get to put their vessel back into its natural environment, the water.
Before doing so there is always the proverbial checklist…dock lines accounted for, fenders, lifejackets, oil/fuel levels topped off, all pumps and wells in functioning order, electronics and navigational equipment turned on and inspected…and once everything is in ship shape the time has come to cast away and begin to enjoy life as a boat owner…or is it?
Ensuring that your boat is properly covered is often overlooked until the unexpected happens. Even if you carry coverage on your vessel, is it sufficient to cover your loss and protect you and your loved ones? What about all the new equipment you replaced in the “offseason” while the vessel was on the trailer or in storage…would that be covered in the event of a loss too?
These are all valid questions and concerns that many boatowners share, unfortunately. We here at Barefoot Insurance Brokers of Florida want to alleviate these worries and provide comprehensive coverage for you and your family, on or off the water. With Progressive’s Recreational Lines coverage, we can insure a vast array of vessels and personal watercraft throughout all of Florida!
With Progressive’s Boat/Personal Watercraft insurance, we can protect your vessel in the event physical damage occurs to it, other watercraft and/or other passengers as well as their resulting medical bills from more serious events. In addition to these more traditional coverages, Progressive offers a variety of additional coverages to protect your marine investments and your loved ones:
- Total loss replacement: Your insurer will reimburse you or replace your boat at the original amount you bought it for — regardless of what it’s worth now.
- Trailer trip interruption: Covers expenses for food, lodging, and transportation if your trailer or tow vehicle breaks down more than 100 miles from home.
- Replacement for personal items: Typically covers the cost to replace fishing equipment or any other personal property lost or stolen from your boat.
Let us help take away the stress of worrying about the extent of your insurance coverage and focus on what matters most – your safety and making memories with family and friends out on the water!
Before you hook up your trailer, have your boat pulled off the rack n’ placed in the water or untie those lines at the dock, be sure to give Casey Carroll a call at 321-218-3880 or text to 321-307-7970 to quote your coverage today!
Wherever your next adventure on the water leads you, be certain that Barefoot Insurance Brokers and Progressive Insurance has you covered, from stern to bow.
Casey Carroll is a Florida Property & Casualty Insurance Broker with Barefoot Insurance Brokers located at 1011 S Hopkins Ave in Titusville, Florida. With a lifetime of experience on the water, Casey can help you insure your personal watercraft, yachts, and marine charters throughout the State of Florida. Casey can be contacted at casey@barefootins.com via email.