Protecting Luxury Homes on Captiva Island with the Right Florida Insurance Coverage offered through Barefoot Insurance Brokers

Captiva Island is one of Florida’s most beautiful coastal communities, known for its pristine beaches, boating lifestyle, and luxury waterfront homes. However, owning property on a barrier island also means facing unique insurance challenges.

At Barefoot Insurance Brokers, Florida insurance broker Allie Horblitt helps homeowners secure reliable coverage for high-value properties throughout Captiva Island.

Insurance Coverage Captiva Homeowners Should Consider

Because of coastal exposure, many homes on Captiva Island benefit from a layered insurance strategy that may include:

• Florida Homeowners Insurance
• Flood Insurance (NFIP or Private Flood Programs)
• Personal Article Floater Insurance for jewelry, art, and collectibles
• Personal Umbrella Liability Coverage

Barrier-island homes often require specialty underwriting due to wind exposure and high rebuild costs.

Auto Insurance for Captiva Island Residents

Even on a small island, reliable Florida auto insurance remains important. Barefoot Insurance Brokers helps drivers compare policies from multiple carriers and can assist with:

• Standard Florida auto insurance policies
• SR-22 insurance filings
• FR-44 insurance policies

Barefoot Insurance Brokers work with an array of A-rated auto insurers to compare products, coverages and rates with our clients including Progressive Insurance, GEICO, Kemper, Traveler’s Insurance, Mercury Insurance, National General, an Allstate Company, The General, Bristol West offered through Farmers Group of Companies and more!

Work with a Florida Insurance Broker Who Understands Coastal Risks

Florida insurance broker Allie Horblitt works with homeowners across Southwest Florida to compare policies from multiple carriers and find coverage that fits their property, lifestyle, and budget.

Get a Quote

Homeowners and seasonal residents in Captiva Island can contact Allie for a free insurance review.

About the Author

Alexandra “Allie” Horblitt is a Licensed Independent Insurance Agent with Barefoot Insurance Brokers., bringing over 14 years of industry experience to her clients. She specializes in marine artisan insurance, workers’ compensation including USL&H, general liability, and commercial auto coverage. Allie is licensed to sell commercial insurance products in Alabama, Florida, Georgia, Colorado, Indiana, Ohio, Texas and Virginia. To connect with Allie for customized coverage solutions, email her at allie@barefootins.com or call/text 786-440-8242