Attention all Florida drivers with suspended licenses! We know how frustrating it can be when life gets in the way and your auto insurance lapses, leading to a suspension of your driving privileges by the FLHSMV. But fear not, because Barefoot Insurance Brokers is here to help you get back behind the wheel safely and legally.
As an independent insurance brokerage, Barefoot Insurance Brokers understands the unique challenges you may face when seeking auto insurance after a lapse. Our team of experienced brokers specializes in finding the right coverage for every driver, regardless of their past insurance history.
When you choose Barefoot Insurance Brokers, you’re not just getting insurance – you’re getting personalized service tailored to your specific needs. We’ll work with you to find affordable rates and flexible coverage options that meet Florida’s legal requirements and get you back on the road with confidence.
Don’t let a suspended license hold you back any longer. Contact Barefoot Insurance Brokers today and let us help you navigate the process of reinstating your driver’s license with the right auto insurance coverage. With Barefoot Insurance Brokers, the road to recovery starts here
Why choose Barefoot Insurance Brokers?
As a full‐service independent agency located right here in Florida, we specialise in helping drivers whose licences have been suspended due to insurance issues. We can shop multiple carriers including Progressive, Mercury Insurance, Kemper, Bristol West, GEICO, National General, The General, Dairyland, Responsive and more, find the best fit for your budget, and handle the filing/reporting so you can focus on driving again.
📞 Call Alexandra Horblitt at 786-440-8242 today to discuss affordable insurance solutions to regain your freedom and driving privilege.
Welcome to Titusville, Florida — Where Riverfront Charm Meets Affordability
Nestled along the scenic Indian River Lagoon, Titusville, FL is a true coastal treasure for those seeking small-town charm, natural beauty, and affordable home ownership. It’s the kind of place where you can sip coffee with a waterfront sunrise and still make it to a show or dinner downtown—without ever facing city crowds or coastal price tags.
Unique Neighborhoods and Waterfront Living
The Bayview Manor neighborhood features a mix of classic Florida homes, each with its own charm and often framed by majestic river views. For those craving modern luxury, the River Palms Condominiums deliver sleek design, private balconies, and resort-style amenities. And if you prefer a quiet, well-maintained setting, the Pelican Point Condo Association offers gated comfort and community pride, with manicured grounds and easy access to the water.
A Walkable Downtown with Flavor and Culture
Downtown Titusville is small but sophisticated — a few steps can take you from gourmet dining and artisan coffee houses to the Titusville Playhouse, where locals enjoy Broadway-style productions in a beautifully restored theater. It’s the kind of downtown that invites you to slow down, park once, and enjoy an entire evening on foot.
Outdoor Adventure and Riverside Beauty
Titusville is rich with green space and water access. Locals love Sand Point Park, Space View Park, and the nearby Merritt Island National Wildlife Refuge for morning walks, kayaking, or spotting dolphins and manatees. It’s a paradise for anyone who loves boating, birding, or simply being near the water.
Affordable Living, Smart Insurance Options
Titusville offers an unbeatable combination of affordable home values and low insurance costs — especially for new residents moving to the Space Coast. At Barefoot Insurance Brokers of Florida, we help homeowners, condo residents, and boat owners find comprehensive coverage that fits their needs and budget.
Whether you need homeowners, flood, auto, or boat insurance, our local expertise helps protect your piece of paradise.
Let’s Get You Settled and Covered
If you’re considering a move to Titusville or recently became a resident, connect with Allie Horblitt, Licensed Florida Insurance Agent and Owner of Barefoot Insurance Brokers of Florida.
Protecting Florida’s most charming coastal communities — one home at a time.
Alexandra “Allie” Horblitt is a Licensed Independent Insurance Agent with Barefoot Insurance Brokers bringing over 14 years of industry experience to her clients. She specializes in marine artisan insurance, workers’ compensation including USL&H, general liability, and commercial auto coverage. Allie is licensed to sell commercial insurance products in Florida, Georgia, Alabama, Colorado, Indiana, Ohio, Texas and Virginia. To connect with Allie for customized coverage solutions, email her at allie@barefootins.com or call/text 786-440-8242.
FR-44 Insurance Made Simple with Barefoot Insurance Brokers
If you’ve been convicted of DUI in Florida and need an FR-44 filing to reinstate your driver license, Barefoot Insurance Brokers can help—quickly and affordably. We shop a broad network of Florida carriers that file FR-44s so you get a competitive price without the hassle. Based in Broward & Brevard, we serve drivers in Coral Springs, Parkland, Coconut Creek, and Margate every day.
What is an FR-44?
An FR-44 is a certificate your insurer files with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to prove you carry higher-than-standard liability limits after certain alcohol-related convictions (like DUI). In Florida, FR-44 policies must carry at least $100,000 / $300,000 for bodily injury liability and $50,000 for property damage (or a $350,000 combined single limit) and must be maintained for 3 years after license reinstatement.
SR-22 vs. FR-44: Both are proof-of-insurance filings, but an FR-44 requires higher liability limits than an SR-22 because it’s tied to DUI convictions. In some states, an alcohol related conviction is handled through an SR22 but Florida requires the heightened FR44 insurance requirement.
Who needs an FR44 Insurance Filing in Coral Springs, Parkland, Coconut Creek & Margate?
If a Broward County court record shows a DUI conviction and your license is suspended, you’ll need an FR-44 on an active Florida auto policy (or a qualifying non-owner policy if you don’t own a car) before FLHSMV will reinstate your driving privilege. This needs to be maintained for 3 continuous years to satisfy the requirement.
What affects your FR-44 price?
Driving record & violation history
Vehicle type and garaging ZIP (e.g., 33065, 33071, 33076, 33063, 33066, 33068)
Coverage selections & deductibles
Prior insurance and any lapses
Because rates vary widely between companies, shopping multiple FR-44 carriers is the #1 way to save. That’s where we come in. We work with Bristol West, Kemper, Progressive, National General, GEICO and Dairyland — all of the most competitive insurance providers of the FR44 filing in Florida.
Why Barefoot Insurance Brokers
We shop the market: We compare rates across many Florida carriers that file FR-44s to target the most competitive price for your situation.
Fast filing: We coordinate the FR-44 electronic filing to help you move from quote → bind → filing with minimal downtime. (Processing times vary by carrier.)
Owner & non-owner FR-44 options: Whether you own a vehicle or just need to satisfy the requirement to drive, we’ll guide you to the right policy type.
Local guidance: Clear, judgment-free help from a Florida independent agency that knows Broward and the surrounding areas.
What you’ll need to get started
Driver license number and DUI details (conviction/reinstatement dates)
Vehicle information (if you own one)
Address in Coral Springs, Parkland, Coconut Creek, Margate or elsewhere in FL
Prior insurance info (if any)
FAQs
How long do I need to keep the FR-44? Three years from the date you reinstate your privilege. If you cancel or lapse during that period, your license can be suspended again.
What limits are required? At least 100/300/50 or a $350,000 combined single limit, per FLHSMV. Choosing higher limits can better protect your assets.
Is a non-owner FR-44 available? Yes—if you don’t own a car, a non-owner liability policy can often satisfy the filing requirement. (Availability/eligibility vary by carrier; we’ll advise case-by-case.)
Ready to file your FR-44 in Broward?
Call Barefoot Insurance Brokers at 954-368-0060 or start at barefootins.com. We’ll compare the market for you and file the FR-44 fast—so you can focus on moving forward.
Sources: Key FR-44 requirements from FLHSMV (liability limits and 3-year maintenance) flhsmv.gov
Barefoot Insurance Broker Laurel Schwartz is ready to assist with your Owner and Non-owner Florida SR22
Why Do You Need an SR-22 Insurance Policy in Florida?
If you’ve been told you need an SR-22 in Florida, you may be feeling confused or overwhelmed—but you’re not alone, and help is available. At Barefoot Insurance Brokers, we specialize in assisting drivers across Broward County with obtaining affordable SR-22 insurance, even in complex or high-risk situations.
What Is an SR-22?
An SR-22 is a certificate filed by your insurance company with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to prove that you carry the minimum required auto liability coverage. It’s often required to reinstate a suspended or revoked license and is a common part of the process for drivers with past violations.
Common Reasons You Might Be Required to File an SR-22:
DUI or DWI conviction
Driving without insurance
Multiple traffic violations or reckless driving
License suspension due to unpaid tickets or child support
Involvement in an accident while uninsured
Reinstating your license after a lapse in coverage
Whether you own a vehicle or not, you’ll need the right type of SR-22:
Owner SR-22: For those who own a car.
Non-Owner SR-22: For drivers without a car who still need to maintain legal driving status.
Affordable SR-22 Insurance Carriers
Many standard insurers won’t provide SR-22 filings, or they charge hefty premiums. Fortunately, Barefoot Insurance Brokers works with trusted, competitive carriers known for their willingness to work with high-risk drivers:
Progressive
Dairyland
GAINSCO
United Automobile Insurance Company
These companies offer flexible and cost-effective SR-22 policies, making them ideal for drivers looking to meet state requirements without overpaying.
Serving Broward County Drivers with Experience and Care
If you’re located in Fort Lauderdale, Lauderdale Lakes, Tamarac, Wilton Manors, or Hollywood, Laurel Schwartz is your go-to agent for fast, reliable SR-22 quotes. With years of experience helping Florida drivers navigate tough insurance situations, Laurel will walk you through the process and make sure your filing is completed correctly and quickly.
📞 Call Laurel Schwartz today at 954-368-0060, ext. 9 📧 Or email laurel@barefootins.com to request your Owner or Non-Owner SR-22 insurance quote.
At Barefoot Insurance Brokers, we help Florida drivers get back on the road—with confidence and compliance.
Navigating the waters of your property insurance in Florida can be a daunting task. While having a personal property inventory is one step of the process, it’s also helpful to have a trusted insurance advisor to discuss coverages, deductibles, sublimits and additional insurance products that can “fill your gaps” and make you whole in the event of an insurance loss.
Don’t hesitate to reach out to Barefoot Insurance Brokers of Titusville today for quotes and information to secure your Florida Home, your property inside and outside of your home and your Central Florida Business. Call us at 321-218-3880 or email allie@barefootins.com for more information today. Allie Horblitt is a licensed insurance agent in Florida with over 10 years of industry experience who would love to help you with your new Titusville, Mims, Cocoa, Viera, Melbourne and Cocoa Beach Homeowner’s Insurance.
The winter holidays are here and our shopping has commenced! While gift shopping for your loved ones this winter season, your Insurance agent at Barefoot Insurance Brokers wants to make sure to take extra precautions to protect your valuables and yourself from all of the perils of the holiday season.
Some safety tips to keep in mind this holiday season are:
– Keep your shopping bags out of plain sight and in your trunk if possible. Take the “out of sight, out of mind” approach to protecting your holiday purchases and keep thieves from breaking into your car in crowded parking lots. Did you know that your comprehensive insurance on your Florida auto insurance policy doesn’t cover the cost of replacement for your side windows if broken, unless you exceed your deductible amount?
– Lock your vehicle. Locking your car can prevent unnecessary theft of your vehicle and it’s contents during the shopping rush. Many criminals will walk through rows of cars in shopping mall parking lots checking door handles to steal your belongings without forceful entry.
– Park your vehicle in well-lit areas. The more well-lit the parking lot is while shopping at night, the more you’d deter unwanted entrance in your vehicle or even people approaching you while you’re in public.
– Have your keys in hand when approaching your car. Many victims of theft aren’t paying attention to their surroundings. Your prospectus in a parking lot should be to enter your vehicle and safely pull away as quickly as possible and not to loiter around. You don’t want to attract any unnecessary attention when you exit a store alone with expensive merchandise.
When and if an incident does happen, it’s important to know that there are car insurance coverages that protect and help ease the financial burden of a loss. Comprehensive auto insurance coverage is an optional coverage on your Florida auto insurance policy that protects you against non-collision damage to your vehicle: theft, vandalism, glass (exceeding the deductible) and windshield damage, weather related damages and other acts of nature. Your comprehensive auto insurance can be included on your existing state required PIP and Property Damage Liability coverage and you likely carry this portion of physical damage coverage if you’re currently financing or leasing your vehicle. In the State of Florida when you have comprehensive insurance coverage and your windshield has a crack, your insurance will cover a replacement, unlike your side windows and rear windshield that may be subject to your deductible.
In the event of theft of your personal belongings or purchased merchandise from your vehicle, your existing renter’s insurance, Florida Condo Insurance or homeowner’s insurance could couple with the auto insurance company to provide financial relief. Comprehensive will cover components and features that are permanent in your car but not the merchandise.
Your major credit card company like Visa, Mastercard, American Express and Discover may also have sublimits within the user agreement that help to reimburse you for expenses or costs related to lost or stolen merchandise. If you’re a victim of a burglary related crime in Florida this holiday season, you may have several options available to recuperate the expenses related to your circumstance.
A licensed insurance broker with Barefoot Insurance Brokers of Florida can better help you understand what’s covered on your existing auto insurance as well as help you find more affordable and efficient insurance products. We recommend that you reach out to Julia Dourvetakis via call or text at 954-866-5723 this holiday season for helpful insurance insight, advice and quotes to protect you and your loved ones.
Julia Dourvetakis can service your property insurance needs across the State of Florida with a focus on the coastal regions of Central and South Florida including Titusville, Merritt Island, Cocoa Beach and Indialantic Florida and an emphasis on high-risk regions in Palm Beach, Broward, Dade and Monroe Counties.
