Dog Liability Insurance in Miami-Dade | Barefoot Insurance Brokers

If you live in a Miami-Dade condo, your dog probably rides elevators better than some humans. But with Florida’s new Pam Rock Act, dog ownership in dense, shared spaces comes with new rules.

If a dog is labeled dangerous, owners may need $100,000 in liability coverage. And condo policies? They’re famous for exclusions.

Why Condo & City Dog Owners Are at Risk

Shared spaces = higher exposure.
Think elevators, lobbies, dog parks, beach paths.

Dog liability insurance can:
• Cover medical expenses
• Protect against lawsuits
• Meet state requirements
• Shield your personal assets

Especially important in:
• Brickell high-rises
• Sunny Isles Beach towers
• Aventura gated communities
• Omni mixed-use developments

This isn’t about panic. It’s about planning.

📞 Call/Text: 786-440-8242
📧 Email: allie@barefootins.com

About the Author

Alexandra “Allie” Horblitt is a Licensed Independent Insurance Agent with Barefoot Insurance Brokers., bringing over 14 years of industry experience to her clients. She specializes in marine artisan insurance, workers’ compensation including USL&H, general liability, and commercial auto coverage. Allie is licensed to sell commercial insurance products in Alabama, Florida, Georgia, Colorado, Indiana, Ohio, Texas and Virginia. To connect with Allie for customized coverage solutions, email her at allie@barefootins.com or call/text 786-440-8242