Margate, Florida – March 6, 2026 – Barefoot Insurance Brokers, a leading provider of Florida Commercial Auto Insurance, is pleased to announce an important underwriting update from Bristol West, a member of the Farmers Insurance Group family.
Effective March 6, 2026, Bristol West is expanding eligibility for higher liability limits in its Commercial Auto program in Florida, allowing more business classes to qualify for Bodily Injury / Property Damage (BI/PD) limits exceeding $500,000 Combined Single Limit (CSL).
This update gives many Florida business owners greater access to stronger liability protection, particularly those operating in transportation and trade sectors throughout the Central Florida corridor and across the state.
Newly Eligible Business Classes for High Limits
Under the updated underwriting guidelines, the following business classes may now qualify for BI/PD limits greater than $500,000 CSL when the quote or policy shows fewer than three total at-fault accidents:
- For-Hire Trucking Operations
- Agricultural Hauling
- Debris Removal
- Wholesale Trade
These expanded guidelines help more Florida businesses obtain higher liability protection for vehicles used in daily operations.
Why Higher Liability Limits Matter
For many commercial vehicle operators, higher liability limits are essential to protect against the financial consequences of serious accidents. Businesses involved in hauling, debris removal, or transporting goods often face elevated exposure when operating large trucks or commercial vehicles on Florida highways.
By expanding eligibility for higher limits, Bristol West provides businesses with improved access to coverage that can help safeguard company assets, employees, and contracts that may require higher insurance limits.
Access to Multiple Commercial Auto Carriers
At Barefoot Insurance Brokers, our team works with multiple leading insurers to deliver customized Florida Commercial Auto Insurance solutions for businesses of all sizes. Our agency represents top carriers including:
- Progressive Insurance Commercial Auto
- Bristol West
- GEICO Commercial Auto Insurance
This multi-carrier approach allows our Florida Commercial Auto Insurance Agent team to compare coverage options, underwriting appetite, and pricing to find the right fit for each business.
Supporting Florida Businesses with Smarter Commercial Auto Coverage
From contractors and agricultural haulers to wholesale distributors and trucking operations, Barefoot Insurance Brokers helps Florida companies secure reliable protection for the vehicles that power their operations.
The expanded Bristol West eligibility provides a new opportunity for businesses that previously may have had limited access to higher liability limits.
Contact a Florida Commercial Auto Insurance Agent
Business owners interested in exploring these expanded coverage options are encouraged to speak with a licensed Florida Commercial Auto Insurance Agent at Barefoot Insurance Brokers.
Julia Dourvetakis specializes in commercial auto insurance programs and can help businesses determine eligibility and compare options across multiple carriers.
📞 Phone: 954-368-0060 x5
📧 Email: julia@barefootins.com
Barefoot Insurance Brokers proudly serves businesses throughout Central Florida and across the state, helping companies stay protected while they keep Florida moving.
About the Author
Julia Dourvetakis is a Licensed Independent Insurance Agent with North Broward Insurance Solutions, Inc., bringing over 30 years of experience to the insurance industry. She specializes in coastal property insurance, workers’ compensation, general liability, and professional liability coverage. Julia is licensed to sell commercial insurance products in Florida, Mississippi, North Carolina, and Colorado. To connect with Julia for tailored insurance solutions, email her at julia@northbrowardinsurance.com or call/text 954-866-5723.