Why Do You Need an SR-22 Insurance Policy in Florida?
If you’ve been told you need an SR-22 in Florida, you may be feeling confused or overwhelmed—but you’re not alone, and help is available. At Barefoot Insurance Brokers, we specialize in assisting drivers across Broward County with obtaining affordable SR-22 insurance, even in complex or high-risk situations.
What Is an SR-22?
An SR-22 is a certificate filed by your insurance company with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to prove that you carry the minimum required auto liability coverage. It’s often required to reinstate a suspended or revoked license and is a common part of the process for drivers with past violations.
Common Reasons You Might Be Required to File an SR-22:
- DUI or DWI conviction
- Driving without insurance
- Multiple traffic violations or reckless driving
- License suspension due to unpaid tickets or child support
- Involvement in an accident while uninsured
- Reinstating your license after a lapse in coverage
Whether you own a vehicle or not, you’ll need the right type of SR-22:
- Owner SR-22: For those who own a car.
- Non-Owner SR-22: For drivers without a car who still need to maintain legal driving status.
Affordable SR-22 Insurance Carriers
Many standard insurers won’t provide SR-22 filings, or they charge hefty premiums. Fortunately, Barefoot Insurance Brokers works with trusted, competitive carriers known for their willingness to work with high-risk drivers:
- Progressive
- Dairyland
- GAINSCO
- United Automobile Insurance Company
These companies offer flexible and cost-effective SR-22 policies, making them ideal for drivers looking to meet state requirements without overpaying.
Serving Broward County Drivers with Experience and Care
If you’re located in Fort Lauderdale, Lauderdale Lakes, Tamarac, Wilton Manors, or Hollywood, Laurel Schwartz is your go-to agent for fast, reliable SR-22 quotes. With years of experience helping Florida drivers navigate tough insurance situations, Laurel will walk you through the process and make sure your filing is completed correctly and quickly.
📞 Call Laurel Schwartz today at 954-368-0060, ext. 9
📧 Or email laurel@barefootins.com to request your Owner or Non-Owner SR-22 insurance quote.
At Barefoot Insurance Brokers, we help Florida drivers get back on the road—with confidence and compliance.