Pet Insurance in Florida
Our pets are family — and in Florida, they’re part of our everyday lifestyle. From dogs enjoying the beach to cats basking in the sunshine, keeping our companions healthy can sometimes mean unexpected veterinary expenses. That’s where pet insurance comes in.
At Barefoot Insurance Brokers, we help Florida pet owners protect their furry, feathered, and even four-hooved family members with flexible insurance options through Rainwalk and Progressive. Whether you have a playful puppy, a senior cat, or a show horse, we’ll help you find a plan that fits your pet’s needs and your budget.
Why Pet Insurance Matters
Modern veterinary care has advanced dramatically — but so have the costs. A single emergency visit can run thousands of dollars, and even routine treatments like X-rays, bloodwork, or medications add up quickly. Pet insurance helps offset those expenses, allowing you to make medical decisions based on your pet’s health — not your wallet.
Pet insurance provides:
- Coverage for accidents, illnesses, and hereditary conditions
- Optional wellness and preventive care benefits
- Reimbursement for diagnostics, hospital stays, and prescriptions
- Freedom to choose your preferred veterinarian
- Peace of mind knowing you can afford unexpected care
Like all forms of insurance, pet insurance is about preparedness. Florida’s hot, humid climate, active outdoor lifestyle, and long allergy season make coverage especially valuable for pet owners statewide.
Pet Insurance Options from Rainwalk and Progressive
Barefoot Insurance Brokers partners with two trusted carriers to give Florida residents reliable, affordable pet coverage:
Rainwalk Pet Insurance
Rainwalk offers customizable pet insurance with fast reimbursements and broad coverage.
- Covers accidents, illnesses, genetic conditions, and emergencies
- Options for 70%, 80%, or 90% reimbursement
- Choice of annual limits up to $20,000+
- Add-on wellness coverage for vaccinations and dental cleanings
- Works with any licensed veterinarian in the U.S.
Rainwalk is ideal for pet parents who want flexibility, modern digital claims service, and fast payouts through direct deposit.
Progressive Pet Insurance
Progressive’s pet program offers simplicity and value, especially for multi-policy customers.
- Competitive pricing for dogs and cats of all ages
- Accident and illness coverage with no network restrictions
- Discounts available for multi-pet households
- Wellness coverage add-ons
- Easy online claims process
Progressive is a great fit for pet owners who already bundle home, auto, or motorcycle insurance with Barefoot Insurance Brokers and want to save with a single trusted provider.
What’s Covered Under Pet Insurance
While plans vary, most comprehensive pet insurance policies cover:
- Accidents and injuries (broken bones, cuts, poisoning)
- Illnesses (infections, digestive issues, allergies)
- Chronic conditions (arthritis, diabetes, heart disease)
- Cancer treatments (chemotherapy, surgery)
- Diagnostic tests (X-rays, MRIs, ultrasounds, bloodwork)
- Hospitalization and surgery
- Prescription medications
- Specialist and emergency care
- Behavioral therapy and alternative treatments
Optional wellness coverage can reimburse for vaccinations, spay/neuter procedures, microchipping, and annual exams — helping keep your pet healthy all year long.
Equine and Farm Pet Coverage
Florida is home to a thriving equestrian community, from Ocala’s rolling pastures to the coastal farms of Palm City and Vero Beach. Barefoot Insurance Brokers also offers equine and farm animal coverage for horses and related risks, including:
- Mortality and major medical
- Surgical expense coverage
- Colic and emergency transport
- Liability coverage for horses boarded, trained, or shown
- Farm property and equipment coverage
Our equine coverage options can protect both your animals and your investment — whether you ride for sport, show, or leisure.
Florida Pet Health Risks to Consider
Pet insurance isn’t just for accidents — it’s an important defense against regional health risks unique to Florida’s environment, including:
- Heatstroke and dehydration during summer months
- Heartworm and mosquito-borne diseases year-round
- Allergies and skin infections from humidity and pollen
- Parasites like fleas, ticks, and intestinal worms
- Injuries from wildlife such as snakes or toads
Because these risks are often unavoidable, pet insurance helps you manage costs and ensure your animal receives the best care without delay.
How Pet Insurance Works
Pet insurance is designed to reimburse you for covered veterinary expenses after your pet receives care. The process is simple:
- Visit any licensed veterinarian.
- Pay your vet directly at the time of service.
- Submit your claim online with receipts.
- Receive reimbursement by check or direct deposit.
You control your coverage by selecting the annual limit, deductible, and reimbursement percentage that fit your needs. Our agents can help you balance affordability and protection with customized comparisons from Rainwalk and Progressive.
Why Choose Barefoot Insurance Brokers for Pet Coverage
At Barefoot Insurance Brokers, we treat pets like family — because we’re pet owners too. As an independent Florida insurance agency, we offer unbiased guidance and access to top carriers so you can compare plans side-by-side.
When you insure your pet through Barefoot, you can:
- Bundle coverage with home, auto, or umbrella insurance for savings
- Choose from multiple pet insurers and plans
- Get help understanding pre-existing condition exclusions and waiting periods
- Enjoy personalized service from local agents who understand Florida pet health risks
Whether you’re raising a new puppy, protecting a senior cat, or insuring your equine partners, Barefoot Insurance Brokers has you covered.
Get a Pet Insurance Quote Today
Protect your four-legged family members with affordable pet insurance options tailored to your lifestyle.
📞 Call Barefoot Insurance Brokers at 954-368-0060 for your free pet insurance quote today, or email one of our licensed Florida agents:
- Julia Dourvetakis — julia@barefootins.com
- Laurel Schwartz — laurel@barefootins.com
- Ryan Sintay — ryan@barefootins.com
- Zack Epstein — zack@barefootins.com
- Allie Horblitt — allie@barefootins.com
Barefoot Insurance Brokers — because family protection includes paws, hooves, and heartbeats.